~The Real Estate Talker~: Mortgage

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Tuesday, February 9, 2010

Mortgage Rates Today Tuesday 2/09/2010

RATES TODAY -

Conventional - 5%, zero points, 45 day lock, 30 year fixed

4.875%, 1 point, 45 day lock, 30 year fixed

FHA - 4.875%, zero points, 45 day lock, 30 year fixed

4.75%, 1 point, 45 day lock, 30 year fixed

These are unbelievable rates. This will not last!!!

Buyer's Agent

Why Use a Buyer's Agent
For a Real Estate purchase to occur there must be a buyer and a seller. A real estate agent or agents are involved in most purchases. Frequently, the agent(s) “representing” the Buyer is with the company “representing” the Seller. Obviously, the agent cannot represent the Buyer’s interests fully, while also representing the seller. Even when the agents are from different companies the agent working with the buyer may have listings which cause him/her to focus on selling property.
As a potential Buyer, if you really want your interests represented, an agent who will negotiate hard on your behalf, focuses on services that benefit you, and is knowledgeable about the things that are important to a Buyer, you need a Buyer’s Agent to work with and for you!
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What a Buyer’s Agent does for You:
A Buyer’s Agent pledges to work for the Buyer:
To seek property that best fits the Buyer’s needs
To review pricing policies and trends
To help the Buyer analyze and select neighborhoods, schools, driving distances, a closing attorney and so on
To negotiate on behalf of the Buyer
To provide assistance and guidance with mortgages, insurance, warranties, inspection,and repairs
All with the objective of making the purchase process beneficial to the Buyer.
If you need a Buyer's Agent ~ Call me

~The Real Estate Talker~

Tuesday, February 9, 2010

Mortgage Rates Today Tuesday 2/09/2010

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